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Payment Accounts

Ahmad
Updated on September 2, 2026

2 min read

Cash in the drawer and money in the bank both need watching. Payment accounts in vFile represent those money stores — your cash box, each bank account, mobile wallets and more — so you always know how much is where. Manage them at vfile.app/payment-account.

Creating accounts #

Add an account for each real place your money sits, such as Cash, Bank – UBL or Mobile Wallet.

Linking payments #

When you record a sale, purchase or expense payment, choose the account the money went into or came out of. Each account keeps a live balance and a register of every transaction that touched it.

Worked example #

You keep cash at the counter and a UBL bank account.

  1. You create two accounts: Cash and Bank – UBL.
  2. Through the day, cash sales add to Cash; a dealer’s bank transfer of ₨140,000 adds to Bank – UBL.
  3. In the evening you deposit ₨100,000 of counter cash into the bank. You record a transfer: Cash down ₨100,000, Bank up ₨100,000.
  4. Each account now shows its true balance, and you can match the bank figure to your real statement.

What this affects #

  • Account balances — every payment linked to an account raises or lowers it, giving you live cash and bank positions.
  • Transfers move money between accounts without being a sale, purchase or expense.
  • Well-kept accounts make daily cash-ups and bank reconciliation quick and reliable.

Frequently asked questions #

Do I have to pick an account for every payment?
It is strongly recommended — linking each payment to an account is what keeps your cash and bank balances accurate.

How do I record cash deposited into the bank?
Use a fund transfer between the Cash and Bank accounts, so one goes down and the other up.

My account balance does not match my bank statement — why?
Check for payments recorded to the wrong account, or bank charges not yet entered (record those with a journal voucher).

Related guides #

  • Recording Payments
  • Journal Voucher
  • Capital Management
Recording ExpensesJournal Voucher
Table of Contents
  • Creating accounts
  • Linking payments
  • Worked example
  • What this affects
  • Frequently asked questions
  • Related guides

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